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Pacific Life Accident Insurance helps give employees added financial security for accidental injuries and related expenses.

Pacific Life Hospital Indemnity Insurance helps give employees added financial security for hospital stays and related expenses. When a health challenge strikes, Pacific Life provides a benefit payment to help cover treatment costs and everyday expenses so you can focus on getting better. Coverage includes hospital admissions, Emergency Room and Urgent Care visits, doctor’s appointments, and other treatments.

Benefit Highlights

Pacific Life Accident Insurance helps offset expenses that may not be covered by medical insurance with benefits to cover:

• Accident medical expense
• Hospital admission
• Inpatient and outpatient surgery
• Organized sports injury
• Dislocations and fractures
• Accident-related post-traumatic stress disorder (PTSD) or behavioral health treatment
• Concussions, lacerations, and more

Event-Based Claims

Our new, innovative process simplifies the overall claims experience, maximizing benefit payments for employees and their covered dependents.

How it works:
1. When an event occurs – like an injury, diagnosis, treatment, or loss of life – they tell us what happened.
2. Pacific Life evaluates the submission and automatically generates claims on all related coverages.
3. Employees receive prompt and direct benefits payments.

Hospital Indemnity Policy Form Series: PLA-HI-POL23, PLA-HI-CERT23.