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Voya Critical Illness Insurance

Critical Illness Insurance* pays a benefit when the enrolled individual experiences a covered critical illness—like a heart attack, cancer or stroke—on or after their coverage effective date. With Critical Illness Insurance, employees can:

Ease the stress of high health care costs
As deductibles, co-pays and co-insurance rise, many employees are worried about increasing out-of-pocket costs. Critical Illness Insurance can help provide extra protection.

Receive a lump-sum benefit to use however they choose
Critical Illness Insurance benefits can be used however the employee would like and can help pay for everyday expenses like groceries, gas or utilities.

Focus on recovery, not financial stress
Financial stress can follow employees into the workplace. Employers can help relieve this pressure by offering cost-effective, supplemental health insurance benefits.

Critical Illness Insurance is one of three supplemental health insurance products offered by Voya Employee Benefits. To learn more, reach out to your Voya representative.

Critical Illness Insurance is a limited benefit policy. It is not health insurance and does not satisfy the requirement of minimum essential coverage under the Affordable Care Act.

*May be referred to as Specified Disease Insurance in some states.

Insurance products are issued and underwritten by ReliaStar Life Insurance Company (Minneapolis, MN) and ReliaStar Life Insurance Company of New York (Woodbury, NY). Within the State of New York, only ReliaStar Life Insurance Company of New York is admitted, and its products issued. Both are members of the Voya® family of companies. Voya Employee Benefits is a division of both companies. Product availability and specific provisions may vary by state and employer’s plan.