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The Navia difference: unparalleled service & leading technology, making your job easier.

Navia is a full-service, consumer-directed benefits provider dedicated to building employer relationships that last for decades. We function as an extension of your team by providing industry-leading customer service, communications, and technology designed to make your job easier and your employees happy.
The company began in 1989 as Flex-Plan Services, and over the years has grown into one of the nation’s premier benefit providers. We serve 3,500+ employers across all 50 states and offer a full suite of consumer-directed health accounts (HSA, FSA, HRA, and wellness reimbursement), commuter benefits, COBRA administration, and benefits compliance services. No matter the plan type, we have a solution.