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Critical Illness and Cancer
*Critical Illness and Cancer*
The ManhattanLife Critical Illness and Cancer Policy helps to protect an employee’s and their family’s assets in the event of a critical illness. It offers valuable peace of mind from the rising costs of specialized healthcare, which are not offered by ordinary health insurance.
USE CRITICAL ILLNESS AND CANCER LUMP SUM FOR
- Out-of-pocket medical care costs
- Home healthcare
- Travel to and from treatment facilities
- Training and rehabilitation
- Loss of income due to absences from work (employee’s or family members’)
- Childcare
- Other expenses
PLAN BENEFITS
- Pays up to three lump sum benefits (four with the Recurrence Benefit)
- Pays regardless of other coverage
- Covers vascular conditions, cancer, and other critical illness
- All benefits are paid directly to the insured
Critical Illness
*Critical Illness*
Premier Critical Illness coverage from ManhattanLife is a critical protection and recovery plan that helps employees and their families manage the expenses associated with critical illness so they do not suffer unnecessary hardships.
CONDITIONS PREMIER CRITICAL ILLNESS COVERS
- Heart attack
- Major third-degree burns
- Paralysis
- Stroke
- Major human organ transplant
- End-stage renal failure
- Coma
- Coronary artery bypass surgery
- Cancer
PREMIER CRITICAL ILLNESS PAYS
- First occurrence benefit (FOB)
- Monthly income benefit
- Recurrence benefit
ALSO INCLUDED IN PREMIER CRITCAL ILLNESS
- Hospital confinement benefit
- Ambulance benefit
- Transportation benefit
- Lodging benefit
- Waiver of premium benefit*
- Portable
*Does not apply in NJ
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