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Company Overview

Lane Health is a single solution for all the consumer benefit spending accounts your clients offer, including HSAs, FSAs, LPFSAs, Dependent Care, Commuter and Lifestyle accounts.

In addition, the Lane Health solution comes with a groundbreaking benefit no other administrator provides: the Advance¹ line of credit. That’s why you’ll know us as the company that helps your clients and their employees sleep better at night – because we help employees access and afford healthcare.

While most, if not all, administrators target the small percentage of employees who can afford to contribute and save, Lane Health also focuses on the largest cohort of employees – those who can’t afford to make a meaningful contribution, or any at all, to their HSA. In fact, these employees struggle to cover an unexpected $500 healthcare bill².

The activated Advance¹ line of credit acts as a healthcare safety net, providing additional on-demand funds¹ for employees regardless of their plan choice, their initial HSA contribution level, or their FSA funding amount. This makes accessing healthcare less scary and helps employees sleep better at night, knowing they can be protected in the event of a large or unexpected healthcare expense. And because Advances¹ are repaid over 12 months via pre-tax payroll withholding (post-tax if FSA), employees typically find that taking an HSA Advance¹ is cheaper than paying with cash.

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¹ Advances issued by WebBank
² KFF Health Care Debt Survey