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What is COBRAFlex?

COBRA mandates that any organization with 20 or more full or part-time employees offer a “temporary continuation” of group health, Health Reimbursements Arrangement (HRA) and Flexible Spending Accounts (FSA) benefits to employees (and covered dependents) upon experiencing a qualifying event.

Additionally, state Legislators have created continuation which mandates continuation for organizations
offering group health and welfare plans with less than 20 employees. This is commonly referred to as Mini-COBRA or state continuation.

- COBRA compliance eliminates huge penalty considerations caused by delinquent processing. Under statutory law, failure to issue timely notifications is $110 per day
- COBRA offers continuation of coverage to avoid employer liability and legal fees in the event of uninsured medical claims
- COBRAFlex is a comprehensive solution, updating model forms for COBRA and state continuation
- COBRAFlex takes emotional situations and converts them to fact based responses to qualified beneficiaries (QBs)