Marketplace

EssentialCare Group Critical Illness pays a lump-sum benefit upon diagnosis of a covered illness or life-changing health event. Employees can use payments to pay for major medical copays and deductibles, or additional expenses like transportation, childcare, and more to help fill gaps in employees’ healthcare coverage.

Why EssentialCare? Two innovative riders offer protection in the event of severe mental illness or gene therapy, providing needed coverage for hot-button topics. Plus, BCS EssentialCare offers competitive rates, best-in-class administration, simplified claims process, and flexible enrollment, payment and group onboarding.