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APL Cancer, MEDlink® Gap and Hospital Indemnity Insurance

APL Cancer Insurance
Choose the benefits and amounts to create a plan that meets the individual needs of your group.

Common benefits may include: First occurrence internal cancer, Chemotherapy, radiation, Experimental treatment and Surgery. Less common benefits available: Family transportation and lodging, Hairpiece, Outpatient nursing services, Heart attack and stroke Plus, APL offers some amounts that refresh year over year, Takeover, Age-banded or composite rating, Portability can survive the master contract and use with employer groups, associations and unions


APL MEDlink® Gap insurance
MEDlink® is a true gap plan, not just a regular hospital indemnity or accident plan referred to as “gap.”

Our gap insurance is customizable to align with the underlying major medical out-of-pocket expenses, provides opportunities to explore major medical options, Combined or separate benefit buckets, Outpatient benefits up to 100% of the inpatient, ID cards for insureds so benefits can be assigned to the provider, No-deductible plans, No Pre-ex limitations and help for out-of-pocket medical expenses. Plus, benefits can be included/excluded with guarantee issue when participation requirements are met


APL Hospital Indemnity Insurance
Start with a Hospital Admission benefit then choose from a wide variety of additional inpatient and outpatient benefits.

Add as much or as little as you want by selecting the days and dollar amounts for each benefit, HSA-compatible plans or use without an HSA. Optional critical illness rider, Attained age or issue age rates, Age-banded or composite rating, Portability and Filed to use with employer groups, associations and unions