Marketplace

Aflac Group Accident Insurance

Accidents are accidents — plain and simple. You can’t plan for them but you can help your clients’ employees prepare for them.

Group accident insurance from Aflac offers benefits that help pay for many of the costs — medical and
non-medical — associated with covered accidental injuries regardless of any other insurance the
employee may have.

Aflac’s group accident product provides flexible plan choices of high or low; 24-hour hour or non-occupational, plus an HSA-compatible option. It offers more than 50 benefits, including an optional organized athletics activity rider. The plan is available guaranteed issued, with no participation requirement, based on home office residency (situs) state.

Aflac Group Critical Illness Insurance

A critical illness doesn’t just take a toll on an employee’s health; it can have an impact on their finances, as well. But with Aflac Group Critical Illness Insurance, you can help your clients protect their employees’ financial stability — at no direct cost to their company.

Aflac Group Critical Illness Insurance pays a lump-sum cash benefit to help cover the costs of a covered critical illness, such as heart attack or stroke. Benefit face amounts for employees range from $5,000-$30,000, and for spouses from $5,000 to $15,000. Coverage is also available for dependent children.

The plan includes benefits for several critical illnesses and a health screening benefit. Optional benefits include benefits to help with specified surgeries of the heart. This product is available guaranteed-issue, with no participation requirements, no pre-existing conditions limitation and no waiting period.

Group Hospital Indemnity Insurance – Non-HSA-Compatible Plan

A sudden hospitalization might stop employees in their tracks, but their bills — mortgages, utilities, groceries and out-of-pocket costs — will keep on coming. You can help by offering your clients the powerful protection of Aflac Group Hospital Indemnity, which helps their employees handle the extra costs of a covered hospital stay.

Aflac’s hospital indemnity coverage will complement any major medical plan allowing employers to shift cost without sacrificing coverage.

Choose from high or low option plans that include hospital admission, hospital confinement, ICU confinement and step-down unit confinement, along with treatment benefits, and inpatient and outpatient surgical benefits. The product is available guaranteed-issue for all employees, with no participation requirement and no pre-existing conditions limitation, for the first two years.

Group Hospital Indemnity Insurance – HSA-Compatible Plan

A sudden hospitalization might stop employees in their tracks, but their bills — mortgages, utilities, groceries and out-of-pocket costs — will keep on coming. You can help by offering your clients the powerful protection of Aflac Group Hospital Indemnity, which helps their employees handle the extra costs of a covered hospital stay.

Aflac’s hospital indemnity coverage will complement any major medical plan allowing employers to shift cost without sacrificing coverage.

Choose from high or low option plans that include hospital admission, hospital confinement, ICU confinement and step-down unit confinement, along with a health screening benefit. The product is available guaranteed-issue for all employees, with no participation requirement and no pre-existing conditions limitation, for the first two years.

These are brief product overviews, only. Products and benefits vary by state and may not be available in some states. Plan design and optional benefits are selected at the employer level. The plan has limitations and exclusions that may affect benefits payable. Refer to the plan for complete details, limitations, and exclusions.

aflacgroupinsurance.com | 1.800.433.3036
Continental American Insurance Company (CAIC), a proud member of the Aflac family of insurers, is a wholly-owned subsidiary of Aflac Incorporated and underwrites group coverage. CAIC is not licensed to solicit business in New York, Guam, Puerto Rico, or the Virgin Islands. For groups sitused in California, group coverage is underwritten by Continental American Life Insurance Company.
Continental American Insurance Company | Columbia, South Carolina AGC1703626 IV (10/17)