consists of: George is the Chief Executive Officer, member of the Board of Directors and responsible for the overall vision, strategy and execution. He has been CEO since establishing Employee Navigator in 2008 with Walter Hill. Prior to founding Employee Navigator, George was the founder and CEO of FlexAmerica, Inc. which was acquired by private equity firm in 2007. FlexAmerica was an independent TPA of consumer based healthcare, transportation and COBRA benefits servicing over 3,500 companies employing over 1.2 million eligible employees. George's pioneering use of debit card technologies, web based self-service portals, BPO services in India and benefits expertise enabled FlexAmerica to grow and maintain over 97% customer satisfaction. Prior to founding FlexAmerica, George was a partner at an employee benefit brokerage agency for 8 years. He received his Bachelor of Arts degree in Business from St. Anselm College in Manchester, New Hampshire. George is also a Chartered Life Underwriter (CLU), Registered Employee Benefit Consultant (REBC), Registered Health Underwriter (RHU) and Certified Flex Consultant (CFCI). He resides outside Washington, DC with his wife and 5 sons. Walter is the co-founder of Employee Navigator and member of the Board of Directors. Prior to establishing Employee Navigator, Walter founded it's predecessor, iPower in 2003 to manage and enroll employees in their benefits. Since 1987 Walter has been active in employee benefits as a broker and owner of Alexander Randolph, Inc. which he co-founded in 1991. Before founding ARI, Walter was a healthcare executive with several national hospital groups. John is the Chief Software Architect and a partner of Employee Navigator and is responsible for the software development, architecture and security. Prior to joining Employee Navigator in 2008, John spent 11 years as a Lead Software Engineer at AOL. His responsibilities included developing a globally distributed HTTP proxy system, writing web server plugins for AOL's Screen Name Service and OpenID, and he holds a patent for his work on AOL's parental control software . Prior to joining AOL, John worked at ADP developing analytic software. He received a Bachelor of Arts in International Relations from St. Joseph's University and resides in Bethesda, MD with his wife and son. Cherie joined Employee Navigator in 2008 and is currently responsible for the business operations including electronic date interchanges, implementation, client management, and payroll. Cherie specializes in management of Consumer Directed Healthcare, Cafeteria Plans and has a proven leadership record. Prior to joining Employee Navigator, Cherie worked at FlexAmerica where she managed the administrative operations of CareFirst's BlueFund portfolio. She also directed operational initiatives for the benefits administration firm, including on and off-shore claims and check processing. Cherie has also directed teams responsible for implementation, enrollment services, client management and data support services. She has been in the insurance and benefits industry since 2001, with additional experience in property & casualty insurance and insurance regulation. Cherie has a Bachelor of Science in Business Administration from the University of Nevada, Reno. Kevin holds a B.S. in Computer Science & Engineering from the University of Connecticut and an M.B.A. in Information Technology Management from Johns Hopkins University's Carey Business School. His background includes a variety of technical and managerial positions for Fortune 500 companies, private consulting firms and small businesses. Prior to joining Employee Navigator, Kevin founded and franchised his own company in the construction industry. He has also served as practice director for Oracle Corporation's Telecommunications Consulting Division and as senior manager for Andersen Consulting's Federal Government Technology Consulting practice. Kevin spent the early portion of his career as a software engineer in IBM's Software Solutions Group developing Enterprise Content Management Systems.